MILES to GO || before I sleep

My Kaiser coverage lapsed on 5/1. No one [from Kaiser] told me-- Mom didn't get the letter from her work notifying her until yesterday, a.k.a. two days before an appointment I made weeks ago. How was I permitted to make an appointment if my coverage lapsed? (Oh, wait, I think I know: northern California and southern California are considered separate "regions" and don't share information. LAME!)

I tried to call the student health center here on campus, but (somewhat unsurprisingly), they have no appointments available until THE SECOND WEEK OF JUNE. I'll be out of a good number of my pills by then, and, because it's during summer semester, when I'm not taking classes, I might not be able to get "coverage" there either! I'm going to try calling tomorrow morning, when my double dose of Kaiser appointments would have been, just to see if someone cancels (please, please, please)!

Kaiser gave me two options:
(1) Find out if I can somehow still get covered under my mom's COBRA (employer health insurance)

(2) Get "continuance" coverage-- no medical reviews, coverage is retroactive to 5/1. Problem is, while the copay and prescription costs are reasonable ($25-30), the out-of-pocket cost for each month is $214 - $405! Those same plans for an "individual" (meaning a medical review would be required, approval is necessary, etc.) would be around $126 - $237, which is still out of my budget. I'm a broke college student with credit card bills to pay! But health is important....

They do offer other, more reasonably priced plans, but they might not have the coverage I need. I can't stand looking at all these lame charts and brochures on the sites-- I want to talk to a person who understands HMO/PPO, HSA and DED and all these other terms! They drive me batty!

And then there's Anthem, another medical insurer I've been considering. Unfortunately, the guy chosen to be my rep is out of the office until Monday.

Any suggestions for other health insurance? I figure it's smarter to get something that'll do what I need and last beyond my graduation. Better still if it's not a pain to transfer records from Kaiser, go to the actual hospital for appointments, and have coverage elsewhere without too much hassle. Does such a thing exist?

Anyway you dice it: no appointments tomorrow. Of course, I'll still call the Klotz Student Health Center and try for a cancellation there and, barring that, at least make an appointment for the summer (if I'm eligible), but the new big project for the summer is "find health insurance!"

Aaah.