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azuriteTell me if this day could have gone worse-- I mean, within realistic limitations.
I wake up with the intention of calling Citibank customer service and sorting out that stupid overdraft charge ($130!) that ate up half my paycheck. "Sorting out" to me means removing $90 of it. But, no can do. Basically, they said that while I initially had money in my account when I made those debit card purchases (hence my not getting denied on the spot) I didn't when the merchant actually decided to withdraw the amount! So the bank had to cover for me, and they also charged $30/incident. And I thought it only happened ONCE, for an overdraft charge of $75 (total). But nooo, I find out that it went up even MORE, and there's not a damn thing I can do about it!
So beside that being INSANELY depressing (being December, time for gift-buying and all) and everything, I'm okay. Learning my lessons the hard way... But I decide to try and open up a Checking Plus account, which does charge me $5 every half year, but protects my accounts from similar "overdraft" charges. I hope. I'll probably get denied, given that my credit this past few months is SCREWY, or I don't HAVE any credit to begin with (being a newbie and all). So when I go out after work to try and pick up some stuff at the Container Store, I am BAFFLED when my card is denied. It's embarassing, too. -.- I don't HAVE another card. I walked all the way to Citibank (which is way out of the friggin' way) on Kearny, and they told me my Checking account is LOCKED! And I have NO money in my Savings account! ARGH!!!! I HATE THIS I HATE THIS I HATE THIS! I hate not having money! I hate having stuff I don't need, not being able to find the stuff I do have, and not being able to let go of all the junk inbetween!
*sigh* So I didn't go back to the container store. I'll have to wait until this junk with them is cleared up and I can access my goddamned money! Mom bitched at me when I got home, as predicted... oh, and GARY came over. I give up, I'm just never going to have a real mom that gives a damn. She pretends, she gives half-hearted attempts, but that's it. I think my co-workers talk to me more than my mom does, and in the end, she just blames that on me anyway.
And I'm working Saturday, so no Vince's party for me. Another suckage. No money to get presents with, no hard drive space to burn CDs with... Nothing is working in my favor today. Except for WDKY, which is going along smoothly, amazingly. Now all I need is to have more great conversations with my co-workers, get a good night's sleep, have fun at FX tomorrow, and have EVERYTHING GO MY WAY.
I wake up with the intention of calling Citibank customer service and sorting out that stupid overdraft charge ($130!) that ate up half my paycheck. "Sorting out" to me means removing $90 of it. But, no can do. Basically, they said that while I initially had money in my account when I made those debit card purchases (hence my not getting denied on the spot) I didn't when the merchant actually decided to withdraw the amount! So the bank had to cover for me, and they also charged $30/incident. And I thought it only happened ONCE, for an overdraft charge of $75 (total). But nooo, I find out that it went up even MORE, and there's not a damn thing I can do about it!
So beside that being INSANELY depressing (being December, time for gift-buying and all) and everything, I'm okay. Learning my lessons the hard way... But I decide to try and open up a Checking Plus account, which does charge me $5 every half year, but protects my accounts from similar "overdraft" charges. I hope. I'll probably get denied, given that my credit this past few months is SCREWY, or I don't HAVE any credit to begin with (being a newbie and all). So when I go out after work to try and pick up some stuff at the Container Store, I am BAFFLED when my card is denied. It's embarassing, too. -.- I don't HAVE another card. I walked all the way to Citibank (which is way out of the friggin' way) on Kearny, and they told me my Checking account is LOCKED! And I have NO money in my Savings account! ARGH!!!! I HATE THIS I HATE THIS I HATE THIS! I hate not having money! I hate having stuff I don't need, not being able to find the stuff I do have, and not being able to let go of all the junk inbetween!
*sigh* So I didn't go back to the container store. I'll have to wait until this junk with them is cleared up and I can access my goddamned money! Mom bitched at me when I got home, as predicted... oh, and GARY came over. I give up, I'm just never going to have a real mom that gives a damn. She pretends, she gives half-hearted attempts, but that's it. I think my co-workers talk to me more than my mom does, and in the end, she just blames that on me anyway.
And I'm working Saturday, so no Vince's party for me. Another suckage. No money to get presents with, no hard drive space to burn CDs with... Nothing is working in my favor today. Except for WDKY, which is going along smoothly, amazingly. Now all I need is to have more great conversations with my co-workers, get a good night's sleep, have fun at FX tomorrow, and have EVERYTHING GO MY WAY.
